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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,580 | $103,387-74.3% | $87,102-69.5% | $152,885-82.6% |
| Participation rate | 77.8% | 79.4%-1.6pp | 76.9%+0.9pp | 82.5%-4.7pp |
| Annual return | 19.38% | 28.10%-8.7pp | 28.19%-8.8pp | 345.39%-326.0pp |
| Employer contribution / active EE | $1,342 | $3,221-58.3% | $2,521-46.8% | $4,763-71.8% |
| Participant deferral / active EE | $2,422 | $4,778-49.3% | $4,048-40.2% | $5,851-58.6% |
| Admin fee / account holder | $2,262 | $12,193-81.4% | $7,491-69.8% | $11,598-80.5% |