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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,064 | $148,558-33.3% | $135,925-27.1% | $139,427-28.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 10.58% | 79.22%-68.6pp | 68.25%-57.7pp | 373.27%-362.7pp |
| Employer contribution / active EE | $31,590 | $5,244+502.4% | $4,857+550.4% | $4,752+564.8% |
| Participant deferral / active EE | $25,183 | $8,101+210.9% | $7,759+224.6% | $6,711+275.3% |
| Admin fee / account holder | $84,320 | $12,401+579.9% | $10,764+683.4% | $11,404+639.4% |