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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,700 | $165,351-27.6% | $149,710-20.0% | $158,931-24.7% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 11.83% | 348.19%-336.4pp | 276.63%-264.8pp | 302.86%-291.0pp |
| Employer contribution / active EE | $19,568 | $5,103+283.5% | $4,645+321.3% | $4,761+311.0% |
| Participant deferral / active EE | $16,349 | $7,181+127.7% | $6,842+139.0% | $5,982+173.3% |
| Admin fee / account holder | $12,866 | $10,807+19.1% | $9,309+38.2% | $11,247+14.4% |