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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,700 | $165,399-27.6% | $149,745-20.1% | $158,982-24.7% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 11.83% | 348.34%-336.5pp | 276.72%-264.9pp | 302.99%-291.2pp |
| Employer contribution / active EE | $19,568 | $5,105+283.3% | $4,646+321.2% | $4,763+310.9% |
| Participant deferral / active EE | $16,349 | $7,183+127.6% | $6,843+138.9% | $5,983+173.2% |
| Admin fee / account holder | $12,866 | $10,811+19.0% | $9,312+38.2% | $11,252+14.4% |