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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,908 | $176,120-26.2% | $159,487-18.5% | $167,553-22.5% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 13.91% | 331.95%-318.0pp | 263.71%-249.8pp | 478.89%-465.0pp |
| Employer contribution / active EE | $24,389 | $5,299+360.2% | $4,831+404.8% | $4,840+403.9% |
| Participant deferral / active EE | $20,989 | $7,752+170.8% | $7,354+185.4% | $6,343+230.9% |
| Admin fee / account holder | $43,320 | $12,561+244.9% | $10,804+301.0% | $12,316+251.7% |