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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,259 | $176,838-39.9% | $146,685-27.6% | $167,518-36.6% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 11.02% | 24.04%-13.0pp | 22.75%-11.7pp | 478.71%-467.7pp |
| Employer contribution / active EE | $8,995 | $5,161+74.3% | $4,137+117.4% | $4,838+85.9% |
| Participant deferral / active EE | $5,081 | $6,441-21.1% | $5,507-7.7% | $6,342-19.9% |
| Admin fee / account holder | $3,867 | $13,262-70.8% | $10,281-62.4% | $12,312-68.6% |