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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,704 | $154,193-36.6% | $130,045-24.9% | $139,466-29.9% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 12.67% | 32.51%-19.8pp | -137.30%+150.0pp | 373.66%-361.0pp |
| Employer contribution / active EE | $13,093 | $5,292+147.4% | $4,321+203.0% | $4,754+175.4% |
| Participant deferral / active EE | $2,412 | $6,709-64.0% | $5,820-58.6% | $6,712-64.1% |
| Admin fee / account holder | $1,696 | $13,989-87.9% | $10,600-84.0% | $11,409-85.1% |