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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,433 | $162,785-46.9% | $133,959-35.5% | $158,950-45.6% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 8.42% | 41.94%-33.5pp | 45.09%-36.7pp | 302.91%-294.5pp |
| Employer contribution / active EE | $9,392 | $4,975+88.8% | $3,919+139.7% | $4,762+97.2% |
| Participant deferral / active EE | $5,320 | $5,910-10.0% | $5,047+5.4% | $5,983-11.1% |
| Admin fee / account holder | $3,227 | $11,738-72.5% | $8,928-63.9% | $11,248-71.3% |