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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,261 | $124,346+35.3% | $111,308+51.2% | $167,536+0.4% |
| Participation rate | 94.1% | 79.6%+14.5pp | 77.3%+16.8pp | 82.1%+12.0pp |
| Annual return | 18.86% | 37.45%-18.6pp | 54.67%-35.8pp | 478.82%-460.0pp |
| Employer contribution / active EE | $7,335 | $3,437+113.4% | $2,732+168.5% | $4,839+51.6% |
| Participant deferral / active EE | $9,308 | $5,182+79.6% | $4,487+107.4% | $6,342+46.8% |
| Admin fee / account holder | $31,217 | $10,621+193.9% | $7,965+291.9% | $12,315+153.5% |