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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,862 | $100,805+40.7% | $86,698+63.6% | $134,532+5.4% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -15.33% | 29.09%-44.4pp | 35.95%-51.3pp | 418.27%-433.6pp |
| Employer contribution / active EE | $7,717 | $3,490+121.1% | $2,837+172.0% | $4,741+62.8% |
| Participant deferral / active EE | $7,967 | $5,339+49.2% | $4,656+71.1% | $6,401+24.5% |
| Admin fee / account holder | $2,038 | $10,925-81.3% | $7,493-72.8% | $11,429-82.2% |