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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,488 | $117,829+48.9% | $102,423+71.3% | $145,877+20.3% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 19.58% | 31.83%-12.3pp | 29.42%-9.8pp | 551.28%-531.7pp |
| Employer contribution / active EE | $6,747 | $3,615+86.7% | $3,023+123.2% | $4,663+44.7% |
| Participant deferral / active EE | $7,343 | $5,732+28.1% | $5,054+45.3% | $6,691+9.8% |
| Admin fee / account holder | $18,283 | $13,335+37.1% | $9,455+93.4% | $13,402+36.4% |