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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,045 | $171,867+49.0% | $149,721+71.0% | $147,586+73.5% |
| Participation rate | 75.0% | 88.2%-13.2pp | 87.1%-12.1pp | 82.8%-7.8pp |
| Annual return | 15.25% | 2113.36%-2098.1pp | 1501.67%-1486.4pp | 578.59%-563.3pp |
| Employer contribution / active EE | $2,173 | $6,275-65.4% | $5,444-60.1% | $4,876-55.4% |
| Participant deferral / active EE | $9,594 | $7,270+32.0% | $6,568+46.1% | $5,439+76.4% |
| Admin fee / account holder | $10,331 | $13,799-25.1% | $11,282-8.4% | $10,886-5.1% |