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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,204 | $153,769+27.6% | $133,975+46.4% | $273,972-28.4% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | 0.73% | 36.51%-35.8pp | 29.29%-28.6pp | 41.46%-40.7pp |
| Employer contribution / active EE | $2,868 | $6,029-52.4% | $5,211-45.0% | $4,869-41.1% |
| Participant deferral / active EE | $13,833 | $6,958+98.8% | $6,282+120.2% | $5,287+161.6% |
| Admin fee / account holder | $66,478 | $11,765+465.1% | $9,324+612.9% | $10,133+556.1% |