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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,614 | $184,000+57.9% | $162,185+79.2% | $152,909+90.1% |
| Participation rate | 75.0% | 88.5%-13.5pp | 87.6%-12.6pp | 82.5%-7.5pp |
| Annual return | 15.79% | 150.80%-135.0pp | 115.61%-99.8pp | 345.46%-329.7pp |
| Employer contribution / active EE | $1,968 | $6,370-69.1% | $5,613-64.9% | $4,764-58.7% |
| Participant deferral / active EE | $8,654 | $8,033+7.7% | $7,297+18.6% | $5,851+47.9% |
| Admin fee / account holder | $8,139 | $13,124-38.0% | $10,844-24.9% | $11,601-29.8% |