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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,467 | $76,551+91.3% | $123,894+18.2% | $62,881+132.9% |
| Participation rate | 96.7% | 73.0%+23.7pp | 81.4%+15.3pp | 69.3%+27.4pp |
| Annual return | 5.83% | 18.68%-12.9pp | 47.52%-41.7pp | 20.14%-14.3pp |
| Employer contribution / active EE | $2,174 | $2,882-24.6% | $4,617-52.9% | $2,281-4.7% |
| Participant deferral / active EE | $6,895 | $4,840+42.5% | $5,984+15.2% | $3,203+115.3% |
| Admin fee / account holder | $7,491 | $4,826+55.2% | $8,357-10.4% | $4,296+74.4% |