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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,266 | $93,598+40.2% | $135,974-3.5% | $75,173+74.6% |
| Participation rate | 96.3% | 75.2%+21.1pp | 81.9%+14.4pp | 67.2%+29.1pp |
| Annual return | 11.03% | 30.89%-19.9pp | 68.30%-57.3pp | 160.72%-149.7pp |
| Employer contribution / active EE | $3,263 | $3,538-7.8% | $4,859-32.8% | $2,671+22.2% |
| Participant deferral / active EE | $13,191 | $6,405+105.9% | $7,760+70.0% | $4,126+219.7% |
| Admin fee / account holder | $41,510 | $6,978+494.9% | $10,767+285.5% | $5,651+634.6% |