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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,101 | $105,200+71.2% | $159,474+12.9% | $85,847+109.8% |
| Participation rate | 96.6% | 75.8%+20.8pp | 82.8%+13.7pp | 69.3%+27.2pp |
| Annual return | 11.02% | 45.08%-34.1pp | 263.68%-252.7pp | 318.61%-307.6pp |
| Employer contribution / active EE | $2,428 | $3,319-26.9% | $4,831-49.7% | $2,565-5.4% |
| Participant deferral / active EE | $10,127 | $5,946+70.3% | $7,353+37.7% | $3,952+156.3% |
| Admin fee / account holder | $11,460 | $6,934+65.3% | $10,802+6.1% | $6,261+83.0% |