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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,640 | $124,980-43.5% | $108,359-34.8% | $154,746-54.4% |
| Participation rate | 61.1% | 75.2%-14.1pp | 70.1%-9.0pp | 80.7%-19.6pp |
| Annual return | 16.53% | 45.00%-28.5pp | 36.89%-20.4pp | 172.34%-155.8pp |
| Employer contribution / active EE | $1,128 | $2,851-60.4% | $2,399-53.0% | $4,379-74.2% |
| Participant deferral / active EE | $4,527 | $4,743-4.5% | $4,137+9.4% | $6,730-32.7% |
| Admin fee / account holder | $2,180 | $11,502-81.0% | $9,741-77.6% | $14,365-84.8% |