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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,113 | $102,696-59.0% | $86,235-51.2% | $139,487-69.8% |
| Participation rate | 54.5% | 74.5%-20.0pp | 69.0%-14.4pp | 80.3%-25.8pp |
| Annual return | 15.98% | 1925.91%-1909.9pp | 1170.03%-1154.0pp | 373.84%-357.9pp |
| Employer contribution / active EE | $868 | $3,034-71.4% | $2,381-63.5% | $4,755-81.7% |
| Participant deferral / active EE | $3,732 | $4,679-20.2% | $3,987-6.4% | $6,713-44.4% |
| Admin fee / account holder | $4,624 | $8,667-46.6% | $6,856-32.5% | $11,407-59.5% |