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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,208 | $95,917-65.4% | $79,583-58.3% | $134,545-75.3% |
| Participation rate | 54.5% | 75.0%-20.5pp | 69.5%-14.9pp | 81.2%-26.7pp |
| Annual return | -18.27% | -2.70%-15.6pp | 0.16%-18.4pp | 418.37%-436.6pp |
| Employer contribution / active EE | $2,600 | $3,129-16.9% | $2,414+7.7% | $4,742-45.2% |
| Participant deferral / active EE | $2,743 | $4,694-41.6% | $3,986-31.2% | $6,401-57.1% |
| Admin fee / account holder | $1,802 | $9,132-80.3% | $6,835-73.6% | $11,431-84.2% |