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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,956 | $106,923-77.6% | $84,023-71.5% | $152,909-84.3% |
| Participation rate | 47.6% | 75.3%-27.6pp | 69.0%-21.4pp | 82.5%-34.8pp |
| Annual return | 21.73% | 105.02%-83.3pp | 71.32%-49.6pp | 345.46%-323.7pp |
| Employer contribution / active EE | $806 | $2,735-70.5% | $1,984-59.4% | $4,764-83.1% |
| Participant deferral / active EE | $1,696 | $4,013-57.7% | $3,239-47.7% | $5,851-71.0% |
| Admin fee / account holder | $338 | $8,289-95.9% | $6,102-94.5% | $11,601-97.1% |