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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,986 | $181,896-58.2% | $156,551-51.5% | $273,972-72.3% |
| Participation rate | 93.8% | 88.4%+5.4pp | 84.0%+9.7pp | 83.0%+10.7pp |
| Annual return | 10.29% | 30.74%-20.5pp | 32.23%-21.9pp | 41.46%-31.2pp |
| Employer contribution / active EE | $6,825 | $6,248+9.2% | $5,501+24.1% | $4,869+40.2% |
| Participant deferral / active EE | $1,898 | $5,550-65.8% | $4,871-61.0% | $5,287-64.1% |
| Admin fee / account holder | $1,510 | $15,560-90.3% | $13,028-88.4% | $10,133-85.1% |