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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,856 | $202,342-56.6% | $172,753-49.1% | $152,909-42.5% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 19.78% | 1029.88%-1010.1pp | 803.00%-783.2pp | 345.46%-325.7pp |
| Employer contribution / active EE | $5,300 | $5,857-9.5% | $5,144+3.0% | $4,764+11.3% |
| Participant deferral / active EE | $3,360 | $5,948-43.5% | $5,198-35.4% | $5,851-42.6% |
| Admin fee / account holder | $468 | $17,112-97.3% | $13,956-96.6% | $11,601-96.0% |