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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,024 | $175,259-21.8% | $149,723-8.5% | $139,487-1.8% |
| Participation rate | 82.4% | 83.4%-1.0pp | 78.8%+3.6pp | 80.3%+2.0pp |
| Annual return | 13.30% | 166.82%-153.5pp | 134.50%-121.2pp | 373.84%-360.5pp |
| Employer contribution / active EE | $3,904 | $5,478-28.7% | $4,821-19.0% | $4,755-17.9% |
| Participant deferral / active EE | $4,755 | $6,522-27.1% | $5,682-16.3% | $6,713-29.2% |
| Admin fee / account holder | $1,725 | $16,158-89.3% | $13,215-86.9% | $11,407-84.9% |