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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,712 | $86,949+233.2% | $102,460+182.8% | $80,959+257.9% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.7%+32.3pp |
| Annual return | 12.85% | 18.89%-6.0pp | 29.47%-16.6pp | 35.67%-22.8pp |
| Employer contribution / active EE | $11,010 | $2,370+364.6% | $3,025+263.9% | $2,757+299.3% |
| Participant deferral / active EE | $9,081 | $4,121+120.4% | $5,056+79.6% | $4,300+111.2% |
| Admin fee / account holder | $42,617 | $8,048+429.6% | $9,460+350.5% | $6,925+515.4% |