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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,429 | $127,779+130.4% | $106,551+176.3% | $167,518+75.8% |
| Participation rate | 100.0% | 78.3%+21.7pp | 76.1%+23.9pp | 82.1%+17.9pp |
| Annual return | 10.39% | 33.87%-23.5pp | 26.80%-16.4pp | 478.71%-468.3pp |
| Employer contribution / active EE | $1,335 | $3,427-61.0% | $2,819-52.6% | $4,838-72.4% |
| Participant deferral / active EE | $5,855 | $5,088+15.1% | $4,398+33.1% | $6,342-7.7% |
| Admin fee / account holder | $33,263 | $11,228+196.2% | $7,408+349.0% | $12,312+170.2% |