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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $302,826 | $105,867+186.0% | $90,760+233.7% | $134,532+125.1% |
| Participation rate | 71.4% | 78.3%-6.8pp | 75.7%-4.3pp | 81.2%-9.8pp |
| Annual return | -16.28% | -10.99%-5.3pp | -12.16%-4.1pp | 418.27%-434.6pp |
| Employer contribution / active EE | $3,755 | $3,464+8.4% | $2,922+28.5% | $4,741-20.8% |
| Participant deferral / active EE | $1,241 | $5,217-76.2% | $4,565-72.8% | $6,401-80.6% |
| Admin fee / account holder | $11,269 | $13,936-19.1% | $8,444+33.5% | $11,429-1.4% |