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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,399 | $118,496+148.4% | $98,461+199.0% | $139,466+111.1% |
| Participation rate | 100.0% | 77.5%+22.5pp | 75.2%+24.8pp | 80.3%+19.7pp |
| Annual return | 13.60% | 18.96%-5.4pp | 21.17%-7.6pp | 373.66%-360.1pp |
| Employer contribution / active EE | $3,895 | $3,611+7.9% | $3,049+27.8% | $4,754-18.1% |
| Participant deferral / active EE | $1,452 | $5,393-73.1% | $4,738-69.4% | $6,712-78.4% |
| Admin fee / account holder | $16,931 | $14,056+20.5% | $8,961+88.9% | $11,409+48.4% |