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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,199 | $56,134-3.4% | $96,161-43.6% | $85,856-36.9% |
| Participation rate | 86.0% | 56.7%+29.3pp | 68.4%+17.6pp | 69.3%+16.7pp |
| Annual return | 18.72% | 42.30%-23.6pp | 192.01%-173.3pp | 318.58%-299.9pp |
| Employer contribution / active EE | $844 | $1,620-47.9% | $2,798-69.8% | $2,565-67.1% |
| Participant deferral / active EE | $102 | $2,858-96.4% | $4,349-97.7% | $3,952-97.4% |
| Admin fee / account holder | $453 | $3,769-88.0% | $5,538-91.8% | $6,261-92.8% |