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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,412 | $52,279-13.1% | $89,435-49.2% | $79,856-43.1% |
| Participation rate | 92.2% | 57.5%+34.6pp | 68.0%+24.2pp | 69.6%+22.5pp |
| Annual return | 14.13% | 22.16%-8.0pp | 245.55%-231.4pp | 31.71%-17.6pp |
| Employer contribution / active EE | $924 | $1,572-41.2% | $2,587-64.3% | $2,471-62.6% |
| Participant deferral / active EE | $3,506 | $2,740+28.0% | $3,890-9.9% | $3,741-6.3% |
| Admin fee / account holder | $7,413 | $3,356+120.9% | $4,884+51.8% | $5,306+39.7% |