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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,217 | $43,075-32.2% | $74,577-60.8% | $62,881-53.5% |
| Participation rate | 100.0% | 58.1%+41.9pp | 68.1%+31.9pp | 69.3%+30.7pp |
| Annual return | 6.61% | 17.50%-10.9pp | 20.47%-13.9pp | 20.14%-13.5pp |
| Employer contribution / active EE | $97 | $1,498-93.5% | $2,525-96.2% | $2,281-95.8% |
| Participant deferral / active EE | $2,989 | $2,389+25.1% | $3,458-13.6% | $3,203-6.7% |
| Admin fee / account holder | $1,098 | $2,840-61.3% | $4,138-73.5% | $4,296-74.4% |