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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,975 | $209,422-2.6% | $178,503+14.3% | $158,982+28.3% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 8.09% | 188.81%-180.7pp | 151.12%-143.0pp | 302.99%-294.9pp |
| Employer contribution / active EE | $12,817 | $5,707+124.6% | $5,011+155.8% | $4,763+169.1% |
| Participant deferral / active EE | $11,849 | $5,955+99.0% | $5,202+127.8% | $5,983+98.0% |
| Admin fee / account holder | $2,137 | $17,079-87.5% | $13,987-84.7% | $11,252-81.0% |