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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,766 | $198,457-31.6% | $170,435-20.3% | $147,586-8.0% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 12.39% | 257.30%-244.9pp | 205.94%-193.5pp | 578.59%-566.2pp |
| Employer contribution / active EE | $5,232 | $6,183-15.4% | $5,432-3.7% | $4,876+7.3% |
| Participant deferral / active EE | $7,649 | $5,629+35.9% | $4,939+54.9% | $5,439+40.6% |
| Admin fee / account holder | $2,652 | $16,852-84.3% | $13,881-80.9% | $10,886-75.6% |