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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,182 | $168,635-41.8% | $147,617-33.5% | $125,389-21.7% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -2.68% | 77.65%-80.3pp | 61.98%-64.7pp | 282.24%-284.9pp |
| Employer contribution / active EE | $4,582 | $6,252-26.7% | $5,564-17.7% | $4,866-5.8% |
| Participant deferral / active EE | $6,523 | $5,507+18.4% | $4,895+33.2% | $5,352+21.9% |
| Admin fee / account holder | $4,063 | $13,580-70.1% | $11,612-65.0% | $9,541-57.4% |