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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,717 | $198,457-14.0% | $170,435+0.2% | $147,586+15.7% |
| Participation rate | 66.7% | 88.0%-21.3pp | 83.6%-16.9pp | 82.8%-16.2pp |
| Annual return | 3.42% | 257.30%-253.9pp | 205.94%-202.5pp | 578.59%-575.2pp |
| Employer contribution / active EE | $5,742 | $6,183-7.1% | $5,432+5.7% | $4,876+17.7% |
| Participant deferral / active EE | $14,111 | $5,629+150.7% | $4,939+185.7% | $5,439+159.4% |
| Admin fee / account holder | $0 | $16,852-100.0% | $13,881-100.0% | $10,886-100.0% |