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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,436 | $202,342-17.3% | $172,753-3.1% | $152,909+9.5% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 20.96% | 1029.88%-1008.9pp | 803.00%-782.0pp | 345.46%-324.5pp |
| Employer contribution / active EE | $5,441 | $5,857-7.1% | $5,144+5.8% | $4,764+14.2% |
| Participant deferral / active EE | $9,046 | $5,948+52.1% | $5,198+74.0% | $5,851+54.6% |
| Admin fee / account holder | $8,793 | $17,112-48.6% | $13,956-37.0% | $11,601-24.2% |