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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,581 | $180,459+5.1% | $154,108+23.0% | $135,380+40.0% |
| Participation rate | 50.0% | 87.4%-37.4pp | 83.0%-33.0pp | 82.6%-32.6pp |
| Annual return | -6.25% | 888.21%-894.5pp | 735.21%-741.5pp | 519.81%-526.1pp |
| Employer contribution / active EE | $3,274 | $6,035-45.8% | $5,298-38.2% | $4,779-31.5% |
| Participant deferral / active EE | $8,479 | $5,806+46.0% | $5,081+66.9% | $5,609+51.2% |
| Admin fee / account holder | $16,597 | $16,145+2.8% | $13,411+23.8% | $10,828+53.3% |