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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $429,452 | $175,231+145.1% | $149,696+186.9% | $139,466+207.9% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 17.51% | 166.77%-149.3pp | 134.46%-117.0pp | 373.66%-356.2pp |
| Employer contribution / active EE | $1,562 | $5,478-71.5% | $4,821-67.6% | $4,754-67.1% |
| Participant deferral / active EE | $13,125 | $6,521+101.3% | $5,682+131.0% | $6,712+95.5% |
| Admin fee / account holder | $4,271 | $16,155-73.6% | $13,212-67.7% | $11,409-62.6% |