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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $576,756 | $209,428+175.4% | $178,498+223.1% | $158,950+262.9% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 15.59% | 188.78%-173.2pp | 151.09%-135.5pp | 302.91%-287.3pp |
| Employer contribution / active EE | $19,994 | $5,707+250.3% | $5,011+299.0% | $4,762+319.9% |
| Participant deferral / active EE | $11,768 | $5,955+97.6% | $5,202+126.2% | $5,983+96.7% |
| Admin fee / account holder | $5,952 | $17,077-65.1% | $13,985-57.4% | $11,248-47.1% |