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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $427,885 | $198,457+115.6% | $170,435+151.1% | $147,586+189.9% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 15.31% | 257.30%-242.0pp | 205.94%-190.6pp | 578.59%-563.3pp |
| Employer contribution / active EE | $2,289 | $6,183-63.0% | $5,432-57.9% | $4,876-53.1% |
| Participant deferral / active EE | $11,872 | $5,629+110.9% | $4,939+140.3% | $5,439+118.3% |
| Admin fee / account holder | $4,807 | $16,852-71.5% | $13,881-65.4% | $10,886-55.8% |