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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,323 | $162,136-25.8% | $152,301-21.0% | $154,746-22.2% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 12.76% | 91.02%-78.3pp | 80.50%-67.7pp | 172.34%-159.6pp |
| Employer contribution / active EE | $2,616 | $4,890-46.5% | $4,624-43.4% | $4,379-40.3% |
| Participant deferral / active EE | $4,938 | $8,341-40.8% | $8,004-38.3% | $6,730-26.6% |
| Admin fee / account holder | $14,333 | $15,759-9.1% | $14,398-0.5% | $14,365-0.2% |