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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,377 | $165,361-35.1% | $149,715-28.3% | $158,950-32.4% |
| Participation rate | 62.5% | 84.6%-22.1pp | 82.5%-20.0pp | 82.0%-19.5pp |
| Annual return | 14.76% | 348.24%-333.5pp | 276.66%-261.9pp | 302.91%-288.1pp |
| Employer contribution / active EE | $2,594 | $5,103-49.2% | $4,645-44.2% | $4,762-45.5% |
| Participant deferral / active EE | $4,225 | $7,182-41.2% | $6,842-38.2% | $5,983-29.4% |
| Admin fee / account holder | $4 | $10,808-100.0% | $9,310-100.0% | $11,248-100.0% |