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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,804 | $157,304-49.9% | $141,197-44.2% | $152,909-48.5% |
| Participation rate | 62.5% | 84.8%-22.3pp | 82.5%-20.0pp | 82.5%-20.0pp |
| Annual return | 16.02% | 64.34%-48.3pp | 71.41%-55.4pp | 345.46%-329.4pp |
| Employer contribution / active EE | $2,298 | $5,263-56.3% | $4,736-51.5% | $4,764-51.8% |
| Participant deferral / active EE | $3,847 | $7,111-45.9% | $6,710-42.7% | $5,851-34.3% |
| Admin fee / account holder | $25,789 | $12,126+112.7% | $10,265+151.2% | $11,601+122.3% |