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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,199 | $77,817+5.6% | $123,553-33.5% | $64,173+28.1% |
| Participation rate | 57.7% | 74.7%-17.0pp | 82.3%-24.6pp | 69.6%-11.9pp |
| Annual return | -7.48% | 12.49%-20.0pp | 119.21%-126.7pp | 7.63%-15.1pp |
| Employer contribution / active EE | $2,112 | $3,014-29.9% | $4,628-54.4% | $2,381-11.3% |
| Participant deferral / active EE | $3,471 | $5,240-33.8% | $6,426-46.0% | $3,4700% |
| Admin fee / account holder | $2,000 | $5,519-63.8% | $9,284-78.5% | $4,887-59.1% |