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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,386 | $85,024-21.9% | $70,544-5.9% | $139,466-52.4% |
| Participation rate | 100.0% | 73.9%+26.1pp | 68.4%+31.6pp | 80.3%+19.7pp |
| Annual return | 1.66% | 30.39%-28.7pp | 32.79%-31.1pp | 373.66%-372.0pp |
| Employer contribution / active EE | $42,024 | $3,912+974.2% | $2,976+1312.3% | $4,754+784.0% |
| Participant deferral / active EE | $30,000 | $5,891+409.2% | $4,568+556.7% | $6,712+347.0% |
| Admin fee / account holder | $8,572 | $8,928-4.0% | $6,427+33.4% | $11,409-24.9% |