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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,210 | $102,638-87.1% | $81,991-83.9% | $158,966-91.7% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.3%+30.7pp | 82.0%+18.0pp |
| Annual return | -1.05% | 61.05%-62.1pp | 41.31%-42.4pp | 302.95%-304.0pp |
| Employer contribution / active EE | $1,090 | $3,241-66.4% | $2,498-56.4% | $4,762-77.1% |
| Participant deferral / active EE | $3,030 | $4,649-34.8% | $3,722-18.6% | $5,983-49.4% |
| Admin fee / account holder | $2,676 | $8,237-67.5% | $5,665-52.8% | $11,250-76.2% |