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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,898 | $82,314-69.8% | $68,808-63.8% | $134,532-81.5% |
| Participation rate | 100.0% | 75.1%+24.9pp | 69.0%+31.0pp | 81.2%+18.8pp |
| Annual return | -6.19% | -2.18%-4.0pp | -6.37%+0.2pp | 418.27%-424.5pp |
| Employer contribution / active EE | $4,255 | $3,301+28.9% | $2,656+60.2% | $4,741-10.3% |
| Participant deferral / active EE | $28,429 | $4,740+499.8% | $3,942+621.2% | $6,401+344.1% |
| Admin fee / account holder | $4,342 | $6,484-33.0% | $4,936-12.0% | $11,429-62.0% |