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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,669 | $167,353-48.2% | $143,797-39.7% | $134,545-35.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -7.29% | 0.48%-7.8pp | -0.04%-7.3pp | 418.37%-425.7pp |
| Employer contribution / active EE | $1,134 | $5,620-79.8% | $4,952-77.1% | $4,742-76.1% |
| Participant deferral / active EE | $8,548 | $6,447+32.6% | $5,638+51.6% | $6,401+33.5% |
| Admin fee / account holder | $8,301 | $18,096-54.1% | $14,679-43.5% | $11,431-27.4% |