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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,970 | $202,342-70.4% | $172,753-65.3% | $152,909-60.8% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 13.26% | 1029.88%-1016.6pp | 803.00%-789.7pp | 345.46%-332.2pp |
| Employer contribution / active EE | $4,775 | $5,857-18.5% | $5,144-7.2% | $4,764+0.2% |
| Participant deferral / active EE | $5,286 | $5,948-11.1% | $5,198+1.7% | $5,851-9.7% |
| Admin fee / account holder | $3,860 | $17,112-77.4% | $13,956-72.3% | $11,601-66.7% |