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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,497 | $209,405-63.9% | $178,486-57.7% | $158,931-52.5% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 10.04% | 188.77%-178.7pp | 151.08%-141.0pp | 302.86%-292.8pp |
| Employer contribution / active EE | $5,253 | $5,707-8.0% | $5,011+4.8% | $4,761+10.3% |
| Participant deferral / active EE | $5,990 | $5,954+0.6% | $5,202+15.2% | $5,982+0.1% |
| Admin fee / account holder | $5,188 | $17,076-69.6% | $13,985-62.9% | $11,247-53.9% |