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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,311 | $140,592-67.8% | $123,105-63.2% | $125,389-63.9% |
| Participation rate | 86.7% | 88.2%-1.5pp | 86.8%-0.1pp | 83.2%+3.5pp |
| Annual return | -1.65% | 16.80%-18.4pp | 13.22%-14.9pp | 282.24%-283.9pp |
| Employer contribution / active EE | $1,284 | $6,041-78.7% | $5,151-75.1% | $4,866-73.6% |
| Participant deferral / active EE | $3,144 | $6,980-55.0% | $6,229-49.5% | $5,352-41.2% |
| Admin fee / account holder | $1,288 | $11,198-88.5% | $9,014-85.7% | $9,541-86.5% |